SWISS-GRADE SOLUTIONS
FOR HIGH-RISK MERCHANTS
From MRR subscription processing to VAMP compliance, cross-border acquiring to 125+ currency settlement — we provide the complete infrastructure for merchants that demand more than standard banking can offer.
MRR Processing
We specialize in Monthly Recurring Revenue merchants — subscription-based, continuity, and high-volume recurring billing models that standard processors flag and terminate. We know MRR. We mean MRRR.
Cross-Border Transactions
Seamless cross-border payment facilitation across 150+ countries. Multi-currency acquiring, FX settlement, and international card acceptance — all under one Swiss banking umbrella.
125+ Currency Support
Accept and settle in over 125 currencies. Dynamic currency conversion, multi-currency merchant accounts, and competitive FX rates. Your customers pay in their currency — you settle in yours.
VAMP & High Brand Risk
VAMP (Visa's High Brand Risk program) is not a barrier at PAG. We have dedicated banking relationships specifically structured to onboard and maintain VAMP-designated merchants with full card network compliance.
Payment Gateway & API
PCI-DSS Level 1 compliant gateway with robust REST API. Supports 3DS2, tokenization, recurring billing, and real-time transaction monitoring. Integrate in days, not months.
Chargeback & Risk Management
Proactive chargeback prevention, dispute resolution, and real-time fraud monitoring. Maintain healthy processing ratios and protect your merchant account from termination.
WE PROCESS
WHERE OTHERS
WON'T.
Traditional banks and processors decline entire business categories based on industry classification alone. We evaluate each merchant individually, providing solutions based on your actual business model and processing history.
"No business should be denied payment processing simply because of the industry they operate in. We provide every merchant with a fair, individual review."
THE SWISS PROCESSOR
BUILT FOR YOUR
BUSINESS.
Swiss Banking Infrastructure
PAG operates under Swiss banking principles — discretion, stability, and institutional-grade compliance. Our banking relationships are built for longevity, not just approvals.
MRR & Recurring Billing Experts
We specialize in Monthly Recurring Revenue models. Subscription continuity, negative option billing, free trial conversions — we understand the MRR stack and how to keep it processing.
VAMP Is Not a Barrier
Visa's High Brand Risk program flags merchants that most processors immediately drop. At PAG, VAMP designation triggers a solution — not a termination. We have the acquiring infrastructure to handle it.
125+ Currencies, Zero Borders
True cross-border processing with multi-currency acquiring and settlement. Your customers transact in their local currency. You settle in yours. No friction, no lost revenue at the border.
FROM APPLICATION
TO PROCESSING
IN DAYS.
Submit Application
Complete our streamlined merchant application. Provide business details, processing history, and any relevant context — including VAMP status, MRR model, or cross-border requirements. No judgment, just facts.
Swiss Underwriting Review
Our underwriting team reviews your application under Swiss banking principles — discretion, thoroughness, and individual assessment. We evaluate your actual risk profile, not just your industry label.
Approval & Clear Terms
Receive your approval with transparent terms. Rates, reserves, currency settlement options, and any conditions are explained clearly before you sign. No surprises.
Go Live
Integrate our payment gateway with your platform. Multi-currency routing, MRR billing configuration, and cross-border settings are handled by our technical team. You process. We handle the rest.
Most merchants are approved within 48 hours. VAMP and MRR merchants welcome.
Start Your ApplicationMERCHANTS WHO
TRUSTED US
"We were VAMP-flagged and dropped by two processors in the same month. PAG had us approved and live within 48 hours. They didn't flinch at our Visa status — they had a solution ready."
"Our MRR subscription model was terminated by three banks in a row. PAG understood the billing structure immediately. Swiss banking discretion, real expertise — they know MRRR."
"Cross-border was our biggest challenge — customers in 40+ countries, multiple currencies. PAG set us up with 125+ currency support and cross-border acquiring in under a week. Zero downtime."
APPLY FOR
MERCHANT
PROCESSING.
Whether you're a VAMP-flagged merchant, an MRR business that's been terminated, or a cross-border operator needing 125+ currency support — submit your application and a dedicated account manager will reach out within 24 hours.
If you've been placed on Visa's High Brand Risk program, please mention it in your application. VAMP is not a disqualifier at PAG — it's a starting point for a solution.
